UPSC Exam
Domestic Systemically Important Banks (D-SIBs)
Domestic Systemically Important Banks (D-SIBs) are banks whose failure can create serious problems for the banking system and the wider economy. Because of their…
Archive
Articles from September 2026
Notes, editorials and exam explainers written by the Riyasat IAS mentor team — syllabus-mapped reading for UPSC Civil Services aspirants.
185 articles · page 9
UPSC Exam
Integrated Ombudsman Scheme, 2026
The Integrated Ombudsman Scheme, 2026 is an RBI initiative aimed at making the resolution of customer complaints against banks and other regulated entities simpler,…
UPSC Exam
Insolvency and Bankruptcy Code (IBC)
The Insolvency and Bankruptcy Code (IBC), 2016 created a single framework for dealing with insolvency and bankruptcy in India. Its basic idea is simple:…
UPSC Exam
P.J. Nayak Committee
The P.J. Nayak Committee was constituted by the RBI in January 2014 under the chairmanship of P.J. Nayak, former Chairman and CEO of Axis…
UPSC Exam
Nachiket Mor Committee
The Nachiket Mor Committee was set up by the RBI in 2013 to find ways to make financial services more accessible to low-income households…
UPSC Exam
Niche Banks
Niche banks are specialised banks created to serve specific customer groups, sectors or financial needs, rather than providing every type of banking service. In…
UPSC Exam
Financial Inclusion
Financial inclusion means making sure that people and businesses can access affordable, reliable and useful financial services. It focuses especially on sections of society…
UPSC Exam
Lessons from lives and teachings of great reformers
B.R. Ambedkar: Key Lessons “I measure the progress of a community by the degree of progress which women have achieved.” — B.R. Ambedkar “Freedom…
UPSC Exam
Roles of Educational Institutions in value inculcation
“Education without values, as useful as it is, seems rather to make man a more clever devil.” — C.S. Lewis “When educating the minds…
UPSC Exam
Evolution of Judiciary System in British India
Introduction · The British gradually transformed India’s diverse pre-colonial judicial arrangements into a hierarchical, centralised and increasingly codified judicial system. This…
Ravi Raaz
Hassan Khan
Shadab Ali