Archive

Articles from September 2026

Notes, editorials and exam explainers written by the Riyasat IAS mentor team — syllabus-mapped reading for UPSC Civil Services aspirants.

178 articles · page 10

UPSC Exam

Priority Sector Lending (PSL)

Priority Sector Lending (PSL) is an RBI-directed framework that ensures banks provide a certain share of their credit to sectors that are important for…

7 min read

UPSC Exam

Bank Merger

A bank merger is the process in which two or more banks combine their assets, liabilities, operations and resources to form a single banking…

5 min read

UPSC Exam

Basel Norms: Basel I, II and III

Basel Norms are international banking standards developed by the Basel Committee on Banking Supervision (BCBS). They provide a common framework for banks to maintain…

7 min read

UPSC Exam

Payments Banks

Payments Banks are specialised banks created to make basic banking and digital payment services more accessible, especially for unbanked and underbanked sections of society.…

4 min read

UPSC Exam

Small Finance Banks (SFBs)

Small Finance Banks (SFBs) are specialised banks established to promote financial inclusion in India. They provide basic banking services such as deposits and loans,…

4 min read

Call WhatsApp Enquiry