Archive
Articles from September 2026
Notes, editorials and exam explainers written by the Riyasat IAS mentor team — syllabus-mapped reading for UPSC Civil Services aspirants.
178 articles · page 10
Forest Rights Act and Gram Sabha Consent”
Prelims Pointer Why is the issue important? Gram Sabha under FRA Key Distinction Parliamentary Committee Recommendation UPSC Prelims Question Q. With reference to the…
Unconditional Cash Transfer (UCT) schemes
GS Paper-II Governance | Welfare Schemes | Women Empowerment | Inclusive Development Context Significance of UCTs Concerns Associated with UCTs Targeting Challenges Beneficiary Identification…
Harnessing BRICS ‘POWER’ to empower the world
GS-II: International Relations | BRICS | Global South | Multipolarity | Multilateralism | India–China Relations Context P — Principle O — Openness W —…
Judicial Accountability and Integrity in Higher Judiciary
GS-II: Polity & Governance | Judiciary | Judicial Accountability | Separation of Powers | Constitutional Institutions Context Structural Issues in Judicial Accountability Constitutional and…
Priority Sector Lending (PSL)
Priority Sector Lending (PSL) is an RBI-directed framework that ensures banks provide a certain share of their credit to sectors that are important for…
Bank Merger
A bank merger is the process in which two or more banks combine their assets, liabilities, operations and resources to form a single banking…
Basel Norms: Basel I, II and III
Basel Norms are international banking standards developed by the Basel Committee on Banking Supervision (BCBS). They provide a common framework for banks to maintain…
Payments Banks
Payments Banks are specialised banks created to make basic banking and digital payment services more accessible, especially for unbanked and underbanked sections of society.…
Small Finance Banks (SFBs)
Small Finance Banks (SFBs) are specialised banks established to promote financial inclusion in India. They provide basic banking services such as deposits and loans,…










Ravi Raaz
Hassan Khan
Shadab Ali