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Notes, editorials and exam explainers written by the Riyasat IAS mentor team — syllabus-mapped reading for UPSC Civil Services aspirants.
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GS-III: Economy | Research & Development | Innovation | Manufacturing | Trade | Technology Context Tariff-Exposed Sectors and R&D Concentration of India’s Research Effort…
GS-II: International Relations | India–Belgium Relations | India–EU Relations | Trade | Defence Cooperation | Strategic Autonomy Context Economic and Trade Cooperation Defence Cooperation…
GS-II: International Relations | BRICS | Global South | Multilateralism | India’s Foreign Policy | Multi-alignment Context Emergence of the China Challenge India’s Approach…
Domestic Systemically Important Banks (D-SIBs) are banks whose failure can create serious problems for the banking system and the wider economy. Because of their…
The Integrated Ombudsman Scheme, 2026 is an RBI initiative aimed at making the resolution of customer complaints against banks and other regulated entities simpler,…
The Insolvency and Bankruptcy Code (IBC), 2016 created a single framework for dealing with insolvency and bankruptcy in India. Its basic idea is simple:…
The P.J. Nayak Committee was constituted by the RBI in January 2014 under the chairmanship of P.J. Nayak, former Chairman and CEO of Axis…
The Nachiket Mor Committee was set up by the RBI in 2013 to find ways to make financial services more accessible to low-income households…
Niche banks are specialised banks created to serve specific customer groups, sectors or financial needs, rather than providing every type of banking service. In…
Financial inclusion means making sure that people and businesses can access affordable, reliable and useful financial services. It focuses especially on sections of society…
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