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UPSC Exam

Payments Banks

Payments Banks are specialised banks created to make basic banking and digital payment services more accessible, especially for unbanked and underbanked sections of society.…

4 min read

UPSC Exam

Small Finance Banks (SFBs)

Small Finance Banks (SFBs) are specialised banks established to promote financial inclusion in India. They provide basic banking services such as deposits and loans,…

4 min read

UPSC Exam

Credit Ceilings

Credit ceilings are limits placed on the amount of domestic credit that can be provided during a specific period. They are mainly used in…

3 min read

UPSC Exam

RBI Monetary Policy Tools

The Reserve Bank of India (RBI) uses various monetary policy instruments to regulate liquidity, credit availability and money supply in the economy. These instruments…

9 min read

UPSC Exam

Arrival of Europeans in India

Background ·       The arrival of Europeans in India from the late fifteenth century was closely connected with the Age of Discovery,…

16 min read

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