- PM DHARA — Pradhan Mantri Dhan-Dhaanya Krishi Yojana.
- It is aimed at improving agricultural productivity and supporting farmers in selected districts.
- Focus areas include:
- Increasing agricultural productivity.
- Crop diversification.
- Sustainable agriculture practices.
- Improving post-harvest storage at the panchayat/block level.
- Improving irrigation facilities.
- Facilitating access to long-term and short-term credit.
- The scheme focuses on districts with low agricultural productivity, low cropping intensity and low credit disbursement.
- It seeks to converge existing schemes and programmes rather than functioning entirely as a standalone intervention.
Prelims Question
Q. With reference to the PM DHARA scheme, consider the following statements:
- It focuses on improving agricultural productivity in selected districts.
- It promotes crop diversification and sustainable agricultural practices.
- It seeks to improve access to agricultural credit.
- It is implemented only through the creation of entirely new schemes rather than convergence of existing schemes.
Which of the statements given above is/are correct?
(a) 1, 2 and 3 only
(b) 1 and 4 only
(c) 2 and 3 only
(d) 1, 2, 3 and 4
Answer: (a) 1, 2 and 3 only
Explanation: PM DHARA focuses on improving agricultural productivity, crop diversification, sustainable agriculture, irrigation, storage and access to credit, while also emphasising the convergence of existing schemes.




Ravi Raaz
Hassan Khan
Shadab Ali