Daily Editorial Analysis
Forest Rights Act: Gram Sabha Consent and Tribal Rights
GS-II: Polity & Governance | Tribal Affairs | Forest Rights Act | Gram Sabha | Scheduled Areas Context Concerns Over Dilution of Gram Sabha…
Archive
Articles from September 2026
Notes, editorials and exam explainers written by the Riyasat IAS mentor team — syllabus-mapped reading for UPSC Civil Services aspirants.
172 articles · page 5
Daily Editorial Analysis
India-Japan defence cooperation breaks new ground
GS-II: International Relations | India–Japan Relations | Defence Cooperation | Indo-Pacific | Maritime Security | Defence Technology Context Convergence into Operational Capability UNICORN and…
Daily Editorial Analysis
Reclaiming universities through trust, student voice
GS-II: Polity & Governance | Education | Academic Freedom | University Governance | Fundamental Rights Context Academic Freedom as the Core Principle The Shadow…
UPSC Exam
RBI Surplus and Its Transfer to the Government
The Reserve Bank of India (RBI) earns income from its monetary policy operations, investments and management of foreign exchange reserves. After meeting its expenses…
UPSC Exam
Twin Balance Sheet Problem
The Twin Balance Sheet (TBS) problem refers to a situation where highly indebted companies struggle to repay their loans while banks face rising NPAs.…
UPSC Exam
Shadow banking
Shadow banking refers to financial activities—especially lending and credit intermediation—that take place outside the traditional banking system. It is also known as non-bank financial…
UPSC Exam
Bancassurance
Bancassurance refers to a partnership between a bank and an insurance company in which the bank acts as a distribution channel for the insurer’s…
UPSC Exam
Banks Board Bureau (BBB)
The Banks Board Bureau (BBB) was an autonomous body created by the Government of India to improve the governance, leadership and overall functioning of…
UPSC Exam
Pradhan Mantri Jan Dhan Yojana (PMJDY)
Pradhan Mantri Jan Dhan Yojana (PMJDY) is India’s flagship financial inclusion programme, aimed at bringing people who are outside the formal banking system into…
UPSC Exam
Types of ATMs in India
ATMs in India can be broadly divided into three types based on who owns the machine and who is responsible for its operations: Bank-Owned…
Ravi Raaz
Hassan Khan
Shadab Ali