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Every article published on the site, in the order it went up. For the daily reading, start at Current Affairs. For how the examination itself works — notification, syllabus, eligibility, cut-offs and booklists — start at UPSC Exam.

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UPSC Exam

Twin Balance Sheet Problem

The Twin Balance Sheet (TBS) problem refers to a situation where highly indebted companies struggle to repay their loans while banks face rising NPAs.…

5 min read

UPSC Exam

Shadow banking

Shadow banking refers to financial activities—especially lending and credit intermediation—that take place outside the traditional banking system. It is also known as non-bank financial…

3 min read

UPSC Exam

Bancassurance

Bancassurance refers to a partnership between a bank and an insurance company in which the bank acts as a distribution channel for the insurer’s…

3 min read

UPSC Exam

Banks Board Bureau (BBB)

The Banks Board Bureau (BBB) was an autonomous body created by the Government of India to improve the governance, leadership and overall functioning of…

5 min read

UPSC Exam

Types of ATMs in India

ATMs in India can be broadly divided into three types based on who owns the machine and who is responsible for its operations: Bank-Owned…

3 min read

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